How to Access Multiple Saccos Via USSD

Created by Judy Macharia, Modified on Tue, 19 Dec, 2023 at 4:58 PM by Judy Macharia

Using USSD (*341#)

For those who prefer or need to use USSD, managing your Sacco memberships is straightforward and accessible.

  1. Dial *341# from your mobile phone.
  2. Select option 9, "My Other Saccos."
    • You will see a list of other Sacco(s) under "Select your Sacco profile."
  3. Switching to Another Sacco:
    • Select the Sacco you wish to view.
    • You will need to log back in (dial *341#) to access the selected Sacco.

Activating Another Sacco via USSD

  1. Dial *341# from your mobile phone.
  2. Select option 9 to choose the Sacco you want to activate.
  3. Input your national ID when prompted.
  4. Log in to the selected Sacco by dialing *341# again.

Automatic Activation

If you sign up to the Kwara for the first time and your phone number and ID are registered with more than one Sacco under Kwara, you will automatically get activated on all Saccos you belong to.


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