1. Dial your SACCO’S USSD (For example *341* 1# for Kwara SACCO).

  2. The dropdown menu will appear.

  3. Click on option “6” “Apply for Instant Loan”.

  4. Your eligibility amount will be displayed.

  5. Enter the amount you want to borrow.

  6. Confirm the amount that you have applied for. The interest of the loan will also be indicated.

  7. Confirm the registered M-Pesa phone number that the loan will be disbursed to.

  8. You will receive an SMS once your request is completed.

Did this answer your question?